This is to give you notice that K.I.S. Mortgage has a business relationship with Regal Builders, LLC. Because of this relationship, this referral may provide Regal Builders, LLC a financial or other benefit. You are not required to use K.I.S. Mortgage as a condition of purchasing a Regal Builders, LLC home. There are other settlement service providers available with similar services. You are free to shop around to determine that you are receiving the best services and the best rate for these services.